Moving for a Military PCS: Should You Rent or Buy Near JBLM in Olympia, WA

Moving for a military PCS — permanent change of station — can be both exciting and overwhelming. One of the biggest questions families face is, "Should we rent or buy?" If you're headed to JBLM, you're in the right spot. This guide will give you practical military family home tips rooted in local Olympia, WA market insights.

Whether you're a seasoned military family or new to the area, understanding the local housing landscape will help you make confident decisions. Plus, insider tips on navigating the Olympia real estate scene will help you find your perfect home fast.

Why Choosing the Right Home Near JBLM Matters

JBLM is one of the largest military installations on the West Coast, with a vibrant community and diverse neighborhoods. Moving there means adjusting to a new environment while finding a space to call home.

The Olympia real estate market has seen steady growth over the past few years, making timing and planning essential for military families.

First Things First: Understand Your BAH and Loan Options

Before diving into specific neighborhoods, understand your basic housing allowance (BAH) and financing tools such as VA Loans. Many military families rely on BAH to help cover housing costs, which vary based on rank, dependency status, and location.

In Olympia, WA, the median home price is competitive, with VA Loans comfortably covering a variety of property types. A large portion of homebuyers in Olympia use VA Loans, making it an accessible route for military families.

Deciding Whether to Rent or Buy

Renting is flexible if you’re unsure about local neighborhoods or planning a quick move within a couple of years. Temporary rentals allow families to explore different areas before settling.

Buying can be a smart investment if you plan to stay for a few years. Homeownership offers stability and enables you to build equity, especially with favorable market conditions.

Military families planning to stay longer than 2 years often find buying more cost-effective than renting long-term.

Military Family Home Tips for Olympia

1. Explore Military-Friendly Neighborhoods

Some of Olympia’s safest and family-friendly communities close to JBLM include:

• Lacey: Known for its affordability and access to parks

• Puyallup: Offers good schools and a friendly community vibe

• DuPont: Offers newer homes and top-rated schools

• Steilacoom: Known for quaint charm and waterfront views

2. Leverage Local Resources

The Washington State Military Department provides support and relocation tips. Organizations such as Operation Homefront offer assistance during transitions.

3. Find the Right Home for Your Family

Olympia offers a variety of home styles from cozy townhomes to spacious single-family homes. Many military families choose homes near quality schools and community parks, with Lacey and Puyallup being top picks. Consider proximity to JBLM for quicker commutes and easier access to base facilities.

4. Navigate the Buying Process

• Get pre-approved for your VA loan to understand borrowing power.

• Work with a local agent familiar with military relocations. Dane & Michelle Johnston are seasoned pros ready to guide you.

• Scout neighborhoods virtually first to narrow down choices.

5. Plan Your Move Strategically

Timing your move can save stress and money. The best months to buy in Olympia are typically spring and early summer, aligning with home availability and favorable weather for visits.

Local Market Insights for Olympia WA

The Olympia housing market remains competitive, with average days on market remaining steady. Inventory is tight, especially in neighborhoods near JBLM.

Average home prices have risen, but with stable interest rates, now is a good time for military families to consider buying. Rental prices are also climbing, making buying appealing for longer stays.

Final Tips for a Smooth Transition

• Get familiar with competitive housing options early.

• Work with an agent experienced with military relocations.

• Investigate schools and community amenities aligned with your family needs.

• Plan your move well in advance, especially if purchasing.

Ready to Find Your Olympia Home?

Dane & Michelle Johnston are here to help. They’ll listen to your needs and guide you through every step.

Contact Dane & Michelle Johnston Today

Phone: 206-941-0484

Email: [email protected]

Website: teamjohnston-realestate.com

Let them help you land your perfect home near JBLM so you can focus on your new chapter with confidence. Your journey to your dream home starts here.